TD Junior ISA

  • Invest tax-efficiently for your child's future
  • Invest lump sums or on a regular basis from as little as £25 per month
  • £4,080 annual allowance in the current tax year (2016/2017)

Why have a Junior ISA

You need to have a TD account (Share Dealing Account, Stocks & Shares ISA or TD SIPP) before you can open a TD Junior ISA for your child.

  • A Junior ISA is a tax-efficient wrapper that allows you to save for your child's future
  • The Junior ISA will automatically convert to an adult ISA when the child turns 18

  • Anyone can contribute into it, up to the annual allowance (it doesn't have to be the Registered Contact)
  • Once a subscription has been made it cannot be taken back out of the account
  • £4,080 annual allowance in the current tax year (2016/2017)
  • Invest lump sums or on a regular basis from as little as £25 per month

  • You can invest in funds, UK & International Stocks & Shares, ETFS, and other options like cash, bonds, gilts and investment trusts.

Eligibility checker

Transferring a Child Trust Fund or Junior ISA to TD is easy, and you can do it when you open your account online. Use our Eligibility Checker below to confirm what transfer you need to make, by entering your child's date of birth.

How to apply or transfer into a TD Junior ISA

Before you apply for a TD Junior ISA you need to make sure that you read our TD Junior ISA Key Features Document and TD Junior ISA Terms of Service.

The value of any investment can go down as well as up and your child might not get back what was originally invested. The tax treatment of a TD Junior ISA depends on individual circumstances and tax rules may change. If you’re unsure about the suitability of a TD Junior ISA or any investment please speak to a suitably qualified financial adviser.

1. Login to your account and go to Products/Services and Open New Account choosing TD Junior ISA

2. Complete the online application

3. If you’ve chosen to transfer you can see the progress in your account

1. You need to have an existing TD account before you can open a TD Junior ISA.

Choose an account