Why have a Junior ISA
You need to have a TD account (Share Dealing Account, Stocks & Shares ISA or TD SIPP) before you can open a TD Junior ISA for your child.
- A Junior ISA is a tax-efficient wrapper that allows you to save for your child's future
The Junior ISA will automatically convert to an adult ISA when the child turns 18
- Anyone can contribute into it, up to the annual allowance (it doesn't have to be the Registered Contact)
- Once a subscription has been made it cannot be taken back out of the account
- £4,080 annual allowance in the current tax year (2016/2017)
Invest lump sums or on a regular basis from as little as £25 per month
You can invest in funds, UK & International Stocks & Shares, ETFS, and other options like cash, bonds, gilts and investment trusts.
Transferring a Child Trust Fund or Junior ISA to TD is easy, and you can do it when you open your account online. Use our Eligibility Checker below to confirm what transfer you need to make, by entering your child's date of birth.
How to apply or transfer into a TD Junior ISA
The value of any investment can go down as well as up and your child might not get back what was originally invested. The tax treatment of a TD Junior ISA depends on individual circumstances and tax rules may change. If you’re unsure about the suitability of a TD Junior ISA or any investment please speak to a suitably qualified financial adviser.
1. Login to your account and go to Products/Services and Open New Account choosing TD Junior ISA
2. Complete the online application
3. If you’ve chosen to transfer you can see the progress in your account