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Savings Account

Ideal for trading customers who want to earn attractive rates of interest on uninvested cash.


What is the TD Savings Account?

With a TD Savings Account we can ensure that any money which is not currently funding investments is working hard for you. As well as a competitive interest rate, you will also benefit from improved access to your cash. And if you combined it with a Cash Management Services Account (CMS), you can fund investments and transfer money automatically between TD Direct Investing accounts - so you can react quickly to financial opportunities.


Benefits of the Savings Account

  • Highly competitive interest rate of 0.25% AER* (0.20% net**, 0.25% gross***).
  • Easy access to your cash.
  • No restrictions on the number of withdrawals that can be made.
  • Interest accrued daily and paid quarterly.
  • No minimum balance required.
  • 24 hour access online.
  • Easy transfers between Savings and Cash Management Services account online or by phone.

New Customers

Existing Customers

  • Online

    Apply for a TD Savings Account with our TD Trading Account and TD Trading Plus Account.

  • call 0845 607 6002

    By Phone

    For telephone enquiries about CFDs

    * AER stands for Annual Equivalent Rate (contractual rate when paid and compounded each year). The AER as stated is calculated at 10.02.11.

    ** Net rate is the amount of interest which would be payable after the deduction of income tax specified by law.

    *** Gross rate is the contractual rate before the deduction of income tax at the rate specified by law.

    Risks

    Savings accounts are not risk-free. If the rate of inflation is higher than the rate of interest you are receiving, the purchasing power of your money will be reduced.

    The value of your investments can go down as well as up. You may not get back all the funds you invest.

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