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Funds Pricing

Unit Trusts and OEICs are priced differently. Unit Trusts have two prices; a buying (offer) and a selling (bid) price. OEICs have one price at which you buy and sell.

What are the charges that you can expect to see?

Fund Manager charges:

Initial Sales Charge - An initial sales charge or ISC is charged when you buy units. TD offer over 2,000 unit trusts & OEICs with discounted initial sales charges from 0%.

Ongoing Charge - This charge formerly known as the total expense ratio (TER) is a measure of the total cost of a fund. This includes the Annual Management Charge - the AMC is typically around 1.5% of the value of the fund and may include a payment to us as the distributor known as Trail Commission - as well as various other fees such as administration, redemption, auditing and all other expenses.

These and any other applicable charges are detailed on the KIID document which can be found in the Fund Quickrank tool.

TD charges:

Platform Fee - A Platform Fee may be charged against the value of your fund holding.

Funds paying Trail Commission of 0.5% or more annually 0.35%
Funds paying Trail Commission of less than 0.5% annually Nil

Important Information:
Please note that as of 1st July 2012 any Trail Commission received by us from the Fund Manager will be rebated in full to your appropriate account as cash on or after 31st December 2012. The Platform Fee will be applied at the same time as the Trail Commission rebate. Both transactions will be individually marked on your statement.

Transfer Fees - This is the fee you would be charged if you were to transfer existing funds into or out of your TD account.

Transferring funds in to TD FREE
Transferring funds to another provider £35 per fund

 

Start Investing in Funds

TD offers a range of accounts which can be used to invest in funds:

Risks

  • The value of your investments can go down as well as up. You may not get back all the money that you invest.
  • Please note the tax treatment of these products depends on the individual circumstances of each customer and may be subject to change in future.
  • There may be a Fund Manager charge, which is a percentage of the value of your investment. This can differ depending on the fund.

Most Popular Funds

Take a look at the most popular fund purchases and sales by TD Direct Investing clients during the last month.

Read more

The value of your investments can go down as well as up. You may not get back all the funds you invest.

Compensation Arrangements (see also Appendix E of our Terms of Service)
Your eligible deposits with TD Bank N.V. are protected up to a total of 100,000 euro by the 'Deposit Guarantee Scheme', the Dutch deposit protection scheme and are not protected by the UK Financial Services Compensation Scheme. Any deposits you hold above the 100,000 euro limit are not covered.

Please click here for further information http://www.dnb.nl/en/about-dnb/consumers-and-dnb/consumers-and-supervision/depositogarantiestelsel/index.jsp.

Brokerage services provided by TD Direct Investing (Europe) Limited are protected by the UK Financial Services Compensation Scheme (“FSCS”). Eligible claimants are protected up to a maximum of £50,000 per claimant. Further information is available on the FSCS website at www.fscs.org.uk