Choose an investment

Glossary

Need something explained?

Risks

  • The value of your investments can go down as well as up. You may not get back all the money that you invest.
  • ETPs can use complex financial techniques, meaning that these types of products may not be suitable for all investors. The value of an ETP is not guaranteed and can go down as well as up and you may get back less than you invested.
  • Funds do not incur trading commission but there will be a Fund Manager charge, which is a percentage of the value of your investment. This can differ depending on the fund.
  • International Stocks: The potential for profit or loss from transactions on international markets or in foreign denominated currencies will be affected by fluctuations in exchange rates.
  • Complex products require you to have passed an Appropriateness Assessment before trading.
  • Leveraged products such as CFDs and Financial Spread Trading carry a high degree of risk to your capital. Losses can quickly and substantially exceed your initial investment. Derivatives and Financial Spread Trading are not suitable for all investors; therefore you should fully understand the risks involved and seek independent advice if necessary.
     

DIY Investing eGuide

Learn more about DIY investing by downloading our free guide.

Or view all our eGuides.

We offer a wide range of investment options to our clients, each of which work in a different way and bring with them varying levels of risk and reward.

Whatever your goals, we’ve got the right type of investment to help you achieve them. Before deciding where to invest your money, you might want to read more about understanding shares and understanding the risks associated.

RISK: The value of your investments can go down as well as up. You may not get back all the funds that you invest.

Our full range of investments

  • UK stocks

    Stock is ownership, or equity, in a company. Investors buy stock in the form of shares, which represent a portion of a company's assets and earnings.

  • International stocks**

    With our international trading service you can trade directly on 17 international exchanges and hold cash in nine major currencies.

  • Funds

    These are a form of collective investment where investors' money is pooled together and invested on their behalf by professional Fund Managers.

** International Stocks: The potential for profit or loss from transactions on international markets or in foreign denominated currencies will be affected by fluctuations in exchange rates

  • Bonds & gilts

    These fixed income securities are issued by companies and governments to raise money. Effectively, they’re loans with the investors acting as lenders.

  • Investment trusts

    These are listed companies which invest in the shares of other companies, property, fixed-interest securities or unquoted securities.

  • Exchange Traded Products (ETPs)***

    These are specialized groupings of exchange traded investments that have a common structure and usually follow the price movements of a financial index or benchmark.

*** ETPs can use complex financial techniques, meaning that these types of products may not be suitable for all investors. The value of an ETP is not guaranteed and can go down as well as up and you may get back less than you invested.

  • Real Estate Investment Trust (REIT)

    A REIT works like an investment trust by offering investors a way to buy property assets without having to buy property directly.

  • CFDs (Contracts for Difference)

    Contracts for difference offer the benefits of trading shares without having to physically own them, as they mirror the performance of a share or an index.

  • Forex

    Forex is the market where one currency is traded for another. One currency is bought (long) and the other is sold (short), meaning you are speculating on the prospect of one of the currencies appreciating in value in relation to the other.

  • Futures

    A Future is a contractual agreement to buy or sell a particular commodity or financial instrument at a pre-determined price on a specific date in the future.

  • Financial Spread Trading

    Place a bet that the market will rise, or alternatively, that the market will fall and make a profit or loss depending if you are right or wrong.

Leveraged products such as Derivatives and Financial Spread Trading carry a high degree of risk to your capital. Losses can quickly and substantially exceed your initial investment. Derivatives and Financial Spread Trading are not suitable for all investors, therefore you should fully understand the risks involved and seek independent advise if necessary.

  • For the purpose of Financial Spread Trading, TD Direct Investing is introducing you to London Capital Group (LCG) and all dealing, administration and settlement is carried out by them.
  • CFDs, Forex and Futures are provided by Saxo Bank A/S. For the purposes of derivatives trading, any contract is between you and Saxo Bank A/S and all dealing, administration and settlement is carried out by them.
  • Company warrants

    These are issued by companies on their own shares as a way of raising capital. Their value depends on the value of the ordinary share which is the underlying security.

  • Covered warrants

    Issued by large financial institutions, these give the buyer the right to buy or sell in a certain asset, at a pre-determined price, on or before a pre-determined date.

Warrants require you to have pass an Appropriateness Assessment before trading.