What you can Invest In

Risk and investment types

All investments involve a degree of risk and returns can never be guaranteed so it is important to choose investments that suit your circumstances. Below is a quick-glance guide to a range of investment types and their associated risks.

Investment Type	Objective	Maximum Loss
Savings	Security and interest payment	Secure *
Fixed Interest Bonds & Gilts	Rising bond markets, fixed interest paymentsInitial Investment	Initial Investment
Investment Trusts, Unit Trusts & OEICs	Rising investment prices, income from dividends	Initial Investment
Exchange Traded Funds (ETFs)	Rising index or sector prices	Initial Investment
UK Stocks & International Stocks	Rising share prices or dividendsInitial Investment	Initial Investment
Company Warrants	Rising or falling prices of the underlying financial investment	Initial Investment
Securitised Derivatives including Covered Warrants	Rising or falling prices of the underlying financial investment	Initial Investment
Contracts for Difference	Rising or falling prices of the underlying financial investment	Unlimited

* Dependant on the rate of inflation - if inflation is higher than the rate of interest, the purchasing power of your money will be reduced.

CFDs and Financial Spread Betting may not be suitable for all customers; therefore you should understand the risks involved and seek independent advice if necessary. This information should not be viewed as a recommendation to affect a CFD or Financial Spread Betting trade in any particular share or index. If the price of a CFD or Financial Spread Betting trade moves against you, you could face unlimited losses and face the need to make additional payments. You could lose all the money you have invested and you may have to pay more at a later date.

Warrants are not suitable for everyone. You should not deal in warrants unless you understand their nature and the extent of your exposure to risk. You should be satisfied that they are suitable for you in the light of your circumstances and financial position.

Want to invest in funds?

Discounted Funds with Initial Sales Charges from zero % ISC (Initial Sales Charge). Choose from over 1,000 Unit Trusts and OEICs (Open Ended Investment Companies) from the UK's top fund providers.

See our guide to funds

Funds within a Trading ISA

Protect your growth from Income or Capital Gains tax with a Trading ISA. Invest in a wide range of options including funds.

Find out more about our Trading ISA

Higher Risk Investments

TD Financial Spread Trading and TD Derivatives Trading provide potential for higher returns. Paying a margin for your investments rather than the full value allows you to make larger postions. However, this type of investment is much riskier as profits and losses are magnified in exactly the same way.

Investing with TD Direct Investing

We offer a wide range of investment types to help you reach your goals. The full range of investment types available through TD is listed below.

Full Range of Investments

Learn About Investing

Sharpen your investment knowledge and skills with our useful introduction to a range of topics from the basics of stock ownership and understanding risk to the information needed to help you pick the right stocks. » More information

Quick Links

Learn more about stocks and shares in our Learn about Investing section.

Latest Free Investor Seminar

Wednesday 27 June
Investing for Income using Bonds, Gilts and PIBS

Full list of Seminars

Useful Information

More information about shares from The Financial Times.
More market information at ADVFN.

The value of your investments can go down as well as up. You may not get back all the funds you invest.

Important Information
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