Guide to Investing

Choosing An Account

This section shows which account is best to choose for your investment needs.

Which Account do I need?

If you are not sure which account is right for you, the table below will help you decide, providing you with a recommended account for your investment needs.

What do you want to do?
Buy and sell shares and a wide range of other investment types on UK markets.		TD Trading Account
In addition to buying and selling shares, trade in Covered Warrants and trade on 17 international markets.		TD Trading Plus Account
Make small regular contributions and have trades placed automatically each month, with low commissions.		TD RIA (Regular Investment Account)

Tax Efficient Investing*
Choose from a wide range of investment types, without paying income tax on what you earn*. With no annual admin fee on accounts valued £5,100 or above.		TD Self Select Stocks and Shares ISA
Make small regular contributions and have trades placed automatically each month all within an ISA wrapper so as to gain tax relief on what you earn*.		TD Regular Investment ISA
Save for retirement, choosing your own investments and gaining tax relief from the money you save.		TD SIPP (Self Invested Personal Pension)

*The tax treatment of these products depend on your individual circumstances and may be subject to change in future.

Benefit from both rising and falling markets If you are a more experienced investor you may wish to:
Invest in the movement of prices without having to pay the full price of owning stock.		TD Derivatives Trading
Trade on whether you think the value of a financial product or market will rise or fall.		TD Financial Spread Trading

* Please note tax laws may change.