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Investment Strategy Portfolio

Getting The Right Investment Balance

Successful investing is about getting the right balance in your portfolio. This section will explain how you can 'diversify' to reduce risk and minimise exposure to any particular aspect of the market. We will also show you what kinds of thing you can invest in and the amount of risk involved; and keeping your investments on track.

How do I get the right investment balance?

With a wide range of investment types to choose from, how do you decide where to put your money?

Not all investments do well at the same time; this is because they react differently to world events, economical factors like interest rates, and business performances. Most experts recommend spreading your money over several different types of investments (e.g. stocks or 'equities', bonds, cash etc) to even out the risk. This strategy is called diversification and is really just putting in to practice that old saying "don't put all your eggs in one basket".

TD Direct Investing offers an extensive range of investment types to help you build a diversified portfolio.

Please note that while diversification can help reduce your portfolio to risk by dampening the impact of certain market conditions and low performers, it cannot guarantee profits or protect against losses.

How do I keep my investments on track?

More info

TD online X-Ray tool can help you to decide whether you need to make an adjustment to keep your investment strategy on track. X-Ray is available to customers, log in to your account and go to Markets and Research/Investment Tools.

Maintaining your investment portfolio doesn't have to be difficult, but it is advisable to review the diversification of your portfolio periodically to ensure that it still meets your investment goals and tolerance to risk.

It is likely that some of your investments will grow faster than others and it may be necessary to rebalance your portfolio by cutting back on the high performers and putting more into the low performers to bring your portfolio back to your original asset 'mix'.

Choose an Account

Start building your portfolio today with one of our easy-to-use accounts:


  • The value of your investments can go down as well as up. You may not get back all the money that you invest.
  • Our tools are made available for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
  • We encourage you to seek individual advice from a qualified financial adviser.

Choose Your Investments

From stocks to funds, we offer a wide range of investment types to suit your needs.

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