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TD Trading ISA

Flexible investing

With a Stocks and Shares ISA you can select
from UK & global equities, AIM stocks,
1,600 funds, bonds & gilts.

Apply now

Why choose a TD Trading ISA Account

We've just been voted Best Online Stocks & Shares ISA Provider 2014 by a panel of yourmoney.com readers on the quality of our service. Our stocks & shares ISA lets you take control of your investments and invest up to £15,000 tax efficiently in a range of eligible stocks including AIM stocks, funds, bonds, gilts and cash. With access to UK and international markets, a great range of tools and flexible ways to pay, you can invest in a way that fits around your lifestyle.

Make the most of the new ISA (NISA)

We're ready for the new ISA, and your Stocks and Shares ISA is ready too!

The new ISA (NISA) changes mean you'll be able to:

Invest up to £15,000 in the remaining 2014/2015 tax year

Invest in qualifying bonds and gilts with less than 5 years until redemption

Transfer cash more freely between cash and stocks & shares ISAs

Missed a tax year payment?

Don't worry, you can still pay into your ISA. If you've not subscribed to your TD Trading ISA for more than one tax year you need to use our ISA missed tax year feature before you can fund again. Here's details of how you can do it:

Login and go to Account Administration, then select 'Choose Account Upgrades', making sure your ISA is the chosen account. Finally, select ISA missed tax year

It pays to invest early...

Why wait to use your remaining allowance? . . .
See how using your annual ISA allowance early could accelerate the growth of your portfolio . . .

Need to open an ISA?

We're here to help you get started

If you're new to tax efficient investing we make the whole experience quick and easy for you.

Apply for a TD Trading ISA today

Invest tax efficiently in a range of stocks and shares including AIM stocks. With fast access to UK and International markets and a great range of tools, you can invest in a way that suits you.

Learn more about investing

Explore our range of guides, designed to provide knowledge and information to support your investing goals or take a look at a range of videos to support your decisions.

Fund Selector

A quick and easy way to find and research your next investment. It sorts nearly 2,000 funds into a personalised shortlist for you to compare in more detail.

Important Information

There are risks and we want to make sure you're comfortable with these so please remember that the value of your investments, and the income you get from them may go down as well as up and you may not get back all that you invest. The tax treatment of these products does depend on your circumstances and might change. If you're in any doubt about the suitability of the TD Trading ISA, you should seek independent financial advice.

Transferring made easy

Transferring your ISA to us is easy

If you have an ISA elsewhere, from this tax year or previous ones that you want to transfer into your TD Trading ISA then this takes just a few simple steps. Meaning all of your ISA's are in one easy to access, secure place.

Important Information

We would like to remind you that this is a self-select stocks & shares ISA, where you make your own investment decisions and the value of your investments and the income derived from them can go down as well as up, so you may not get back all the money you put in. This is particularly important to bear in mind if you are transferring a cash ISA into a stocks and shares ISA.

It’s also important you know that during the transfer process there may be a period of time when you'll be unable to sell your assets, how long this takes will depend on how complex the transfer is. However, we have a dedicated team who will ensure that your transfer is as fast and efficient as possible and you'll receive regular updates throughout the process.

If you’re unsure about whether or not transferring is right for you, you should speak to an independent financial advisor.

Transfer checklist

We want you to be completely sure about your decision to transfer so before you start there are some things you need to consider.

Transferring your ISA from another broker

Simply complete the ISA transfer form and we’ll take care of the rest.

Use existing investments to top up your ISA

In most circumstances you can't transfer existing share holdings directly into your ISA, but we make it easy for you with our simple online Bed & ISA process.

For transfer applications received between the 13th October 2014 to 30th November 2014 you could get up to £1000 cashback. *Terms Apply. Please see on the right how cashback is calculated

Amount transferred Cash payment
£500,000+ £1,000
£100,000 - £499,999 £250
£50,000 - £99,999 £100
£10,000 - £49,9999 £75
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A £15,000 annual allowance in the current tax year (2014/2015).

£0 yearly admin fee for ISAs with a balance of £5,100 or over at the end of May. If you have less you’ll pay £30+VAT at the start of June.

The opportunity to manage your investments your way and at a time that suits you with our award-winning, easy to use web and mobile trading platforms.

A wide choice of professionally managed funds with our fund selector tool.

Access to our free shareholder rights service lets you vote online on decisions directly affecting your shareholdings, attend shareholder meetings and receive reports and accounts.

An automatic re-investment service for FTSE 350 companies. Please see our rates and charges for further details.

Bed & ISA - You can sell shares in your Trading Account commission free and buy them in your TD Trading ISA at your online rate using our online Bed & ISA tool. Find out more

Debit card - You can top up your ISA quickly and easily, making the most of your annual ISA allowance. Login and go to Payments & Transfers then select Fund My Account.

SAYE/Share Incentive Plan - Transfer shares into your ISA that you have got through an approved SAYE option scheme or Share Incentive Plan. Download the SAYE (Save as You Earn) Instruction Form.

Direct Debit - Rather than investing your full ISA allowance in one go you could set up monthly Direct Debit from as little as £25 per month.

Internal cash transfer - Make an instant online payment from your linked Trading Account.

Missed tax year - If you've not subscribed to your TD Trading ISA for more than one tax year you need to use our ISA missed tax year feature before you can fund again. Simply, login and go to Account Administration, select Account Upgrades, make sure your ISA is the chosen account and choose ISA missed tax year.

Cash and stock held within the TD Trading ISA are both treated as a "protected investment" by the Financial Services Compensation Scheme (FSCS). The FSCS will pay a maximum of £50,000 per person, per firm in compensation for protected investments.

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Before you apply, there are a few things you need to be aware of

Risks

All trades carry a varying degree of risk and it's important you understand the nature of risk.

Learn more

Your money and investments

It's important to understand how your money and investments will be held.

Learn more

Conflicts of interest

We have a policy that identifies circumstances which may give rise to conflicts of interest.

Learn more

Terms of service

Before you open an account with us you will be asked to confirm that you have read our client terms of service.

Learn more
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Apply now and start investing today

 

£12.50
Online flat rate per UK trade

Rates and charges

If you are an active trader, this could be as low as
£5.95*
* For UK stocks when you trade online 20 times a month for 3 months

The application will only take about 10 minutes

The tax treatment of these products depends on your individual circumstances and may change.
The value of your investments and the income derived from them may go down as well as up.
You may not get back all the money that you invest.

Apply Online

If you're in any doubt about the suitability of our ISA you should seek independent financial advice.

Or

Apply by phone

0845 607 6002

Monday-Friday 07:30-21:00
Saturday 09:00-15:00

Apply by post

Download the form and return it to:

Customer Accounts Dept.,
TD Direct Investing,
Exchange Court,
Duncombe Street,
Leeds, LS1 4AX

Choose the right account for your needs

We offer a wide range of account types, with something to suit every investment need. To equip you with all the information you need to choose the right account for you, you'll find a wealth of useful information to get you started.

The value of your investments and the income derived from them may go down as well as up. You may not get back all the money that you invest.

Still can't find what you're looking for?

Email us

If you can’t find the answer you were looking for in our FAQ’s – please email us with your enquiry.

Call us

0845 607 6002

Monday-Friday 07:30-21:00
Saturday 09:00-15:00

Write to us

Customer Resolution,
TD Direct Investing (Europe) Limited
Exchange Court,
Duncombe Street,
Leeds, LS1 4AX

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@TDDirect_UK

Top 3 TD customers' UK Buys and Sells

Week commencing Monday 10th November 2014

  Top 3 Buys Top 3 Sells
1 QUINDELL PLC QUINDELL PLC
2 FITBUG HLDGS LLOYDS BANKING GROUP
3 TESCO FITBUG HLDGS
See all Top Buys and Sells

The Top Ten Buys and Sells should not be taken as a recommendation to buy or sell any particular bond or stock, and it is not intended to offer any form of advice. Instead it is simply an indication of the general buying and selling trends amongst some TD customers, observed during the period stated.

Transfer Checklist

There is no charge to transfer your ISA to us but your existing provider may have transfer out fee so please check this.

Please make sure that you are aware of all associated Rates and Charges.

Make sure that you have read our Terms of Service, including the ISA supplemental Terms of Service.

If you are transferring a cash ISA into a stocks & shares ISA you should be aware of the additional risks as the value of your investments and income derived from them may fall as well as rise and you may not get back all the money you invest.

If you are transferring multiple ISAs you'll need to complete a separate transfer form for each.

You can freely transfer between a cash and stocks & shares ISA.