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SIPPs are aimed at investors who want to be self directed and actively manage their investments to maximise their value for retirement. A TD SIPP is not suitable for every investor. Other types of pensions may be more appropriate.
Prior to making any decision about the suitability of a TD SIPP, or transferring any existing pension plan(s) into a TD SIPP, we recommend that you seek the advice of a suitably qualified financial adviser. Neither TD Direct Investing or AJ Bell Management Limited are able to provide advice.
If you choose not to take advice, we would draw your attention to the following questions before signing-up for the TD SIPP:
By clicking on the “Click here to apply online” button below, you are confirming that you have considered the questions set out above.
The value of investments can fall as well as rise, you may not get back all that you invest and this may affect your income in retirement.
The TD SIPP is a product provided in conjunction with AJ Bell Management Ltd who carries out the administration of the SIPP and is the scheme administrator. Sippdeal Trustees Ltd, a subsidiary of AJ Bell Management Ltd, is the trustee of the TD SIPP.
TD Direct Investing provides investment dealing services, online account opening and payment facilities for the TD SIPP. Both AJ Bell Management Ltd and TD Direct Investing are authorised and regulated by the Financial Services Authority.
On the next page you will be asked to produce a Key Features Illustration and you will be taken to AJ Bell's website to do this. For more information you can read the Key Features Illustration fact sheet below.
The value of your investments can go down as well as up. You may not get back all the funds you invest.Compensation Arrangements (see also Appendix E of our Terms of Service)Your eligible deposits with TD Bank N.V. are protected up to a total of 100,000 euro by the 'Deposit Guarantee Scheme', the Dutch deposit protection scheme and are not protected by the UK Financial Services Compensation Scheme. Any deposits you hold above the 100,000 euro limit are not covered.Please click here for further information http://www.dnb.nl/en/about-dnb/consumers-and-dnb/consumers-and-supervision/depositogarantiestelsel/index.jsp.Brokerage services provided by TD Direct Investing (Europe) Limited are protected by the UK Financial Services Compensation Scheme (“FSCS”). Eligible claimants are protected up to a maximum of £50,000 per claimant. Further information is available on the FSCS website at www.fscs.org.uk
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