What you need to know before opening a TD SIPP
TD Direct Investing provides investment dealing services, online account opening and payment facilities for the TD SIPP. AJ Bell Management Limited carries out the administration of the SIPP and is the Scheme Administrator. Sippdeal Trustees Limited, a subsidiary of AJ Bell Management Limited, is the trustee and the legal owner of the TD SIPP assets with you (the client) remaining the beneficial owner.
Key features Illustration
You’ll be asked to produce a Key Features Illustration, which gives you important information to help you decide if the TD SIPP is right for you. You will be taken to AJ Bell's website, who are the TD SIPP Administrators, to do this.
Before applying online you can take a look at AJ Bell's Illustration website and read the Key Features Illustration fact sheet and Key Features Document.
All investments carry a varying degree of risk and it's important you understand the nature of these risk. Learn more
Your money and investments
It's important to understand how your money and investments will be held and investment protection schemes that apply. Learn more
Conflicts of interest
We have a conflicts of interest policy that identifies circumstances that constitute, or may give rise to, conflicts of interest which pose material risk of damage to one or more of our customers. Learn more
Referral site commission
We’ll pay any site owner a fee for each referral and / or account opened. If you’d like further details of the payment structure between TD Direct Investing and our referral partners please contact us.
Terms of service
Before you open an account with us you will be asked to confirm that you have read our terms of service. Learn more
Online Investment costs
0.50% account fee of the total SIPP value + VAT (min £80, max £200 annually). Share dealing and other rates and charges.
Information you will need to start your application:
- Your address details for the past 3 years
- A valid email address and UK telephone number
- Your National Insurance Number
- Your Debit card for identity verification (Visa or Maestro cards only)
- Direct Debit details (if you wish to contribute monthly to your TD SIPP or pay certain account fees via Direct Debit)
The investments made within a TD SIPP can fall as well as rise and you may end up with a fund at retirement that’s worth less than you invested. You can normally only access the money from age 55.