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SIPP (Self-Invested Personal Pension)

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Your pension options

state pension occupational/company pension stakeholder pension personal pension sipp
 

State pension

You contribute to the state pension through your national insurance contributions. When you reach the state retirement age, you'll receive a weekly income from the government based on the contributions you’ve paid. For most people, this weekly amount won't be enough to live the lifestyle they've become accustomed to in retirement so additional income will be needed.

Understanding the risks


The investments made within a pension can fall as well as rise and you may end up with a fund at retirement that’s worth less than you invested. You can normally only access the money from age 55. Prior to making any decision about the suitability of a pension to meet your retirement needs, we recommend that you seek the advice of a suitably qualified financial adviser. TD Direct Investing does not provide investment advice. The tax treatment of this product depends on your individual circumstances and may change in the future.

The TD SIPP is administered by AJ Bell Management Limited. AJ Bell Management Limited is Incorporated in England and Wales under registration number 3948391. Registered Office: Trafford House, Chester Road, Manchester, M32 0RS. Authorised and regulated by the Financial Conduct Authority (Financial Services Register Firm Reference Number 211468). Sippdeal Trustees Limited is a wholly owned subsidiary of AJ Bell Management Limited, Incorporated in England and Wales under registration number 4050222. Registered Office: Trafford House, Chester Road, Manchester, M32 0RS. Sippdeal Trustees Limited does not conduct any regulated activities, and is, therefore, not regulated.