Regular Investing
Benefits
- Invest in sterling quoted UK Equities from the FTSE 350, funds and UK-listed Exchange Traded Funds (ETFs).
- No Account Management Fee.
- No tie ins - stop and start payments at any time.
- Minimum investment for equities is £25 and for funds is £50 per month.
- Deposit extra one-off payments whenever you like.
- Sell your shares with commissions from £8.95 per trade.
- Reduce worry about the right time to buy. Buying little and often helps to smooth out the ups and downs of the market in the long term.
- Your pre-selected stocks or funds are purchased automatically each month.
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Nominee service - we hold your shares electronically, take care of your paperwork
- Our shareholder rights service allows you to remain the beneficial owner and means you are still able to vote and receive shareholder information.
Take Advantage of 'Pound Cost Averaging'
Investing little amounts regularly can have the advantage of averaging out the cost of your total investment over time. This is called 'Pound Cost Averaging'.
If you invest the same amount of money each month, when the share price is down you get more for your money than you will when the share price is up. This technique irons out the ups and downs of a share or fund price over time, giving you a number of shares bought at an overall average price. This takes away the worry of timing your purchases correctly.
»View a Pound Cost Averaging Example
What is Regular Investing?
Our Regular Investment Service is an online monthly investment service, which lets you make small monthly payments to an ISA, TD Trading Account or TD SIPP. You can purchase stocks on a monthly basis for just £1.50 commission. You can also purchase funds, which don't incur commission but may have a Fund Manager charge.
How Does the Regular Investment Account Work?
You can set up a direct debit or make an internal transfer from another TD Account in order to make regular payments (internal transfer is not available into a Regular Investment ISA).
Choose up to ten stocks and/or funds that you wish to invest in on monthly basis. You can login to your account at any time and change your payment and investment choices.
We group all of our customers' orders, these grouped stocks and funds are purchased on either the first or third Wednesday of each month. The trade date which is allocated to you depends on the date when cleared funds have been received in your account. This means we save resources and money which in turn allows us to pass these savings on to you.
To ensure that you are able to trade at least once each month your funds should reach your account no later than the 12th of the month (for trades taking place on the third Wednesday of the month) or the 26th of the previous month (for trades taking place on the first Wednesday of the month). If the date you choose falls on a weekend or bank holiday in any given month, the money will be taken on the next working day.
For a TD SIPP the minimum contribution per month is £40 net. However for other accounts the minimum payment accepted per month is £25 .
The minimum investment for shares is £25 per month and £50 per month for funds. There is no maximum which you can invest except in an ISA.
All your communications such as statements and contract notes will be available online.
In addition to the regular investment facility you can still make purchases in real time. All your investments will be shown as normal in your Portfolio and all sales will be transacted in real time.
How Much Does it Cost?
Commission is just £1.50 per trade for stocks. Funds do not incur commission but there may be a Fund Manager charge, which is a percentage of the value of your investment. This can differ depending on the fund. Any further real time purchases will be at our standard rates.
Set up Regular Investment with your Account today
Online
You can set up your Regular Investment Trading Account or Regular Investment ISA online today!
By Phone
Lines are open Monday to Friday 7.30am to 9pm and Saturdays 9am to 3pm